Add the spreadsheet that does the maths for you?
The playbook tells you what to work out. The Financial Planner works it out — for just £3 more.
Budget & UK tax calculator
Enter your gross salary, pick PAYE or self-employed, and your real take-home fills in on 2026/27 rates — tax, NI and student loan (Plans 1, 2, 4, 5 and postgrad) included. Then every outgoing, line by line.
Dashboard
Net worth, monthly surplus and pension at a glance, with financial health ratios and status ratings. Reads from every other sheet automatically.
Net worth tracker
Home, pension, savings, mortgage and debts in one number, with a 12-month trend chart.
Life events planner
Add the holiday, the car, the renovation — it works out how much to put aside each month and tracks your progress.
Pension & projections
Projected pot, tax-free lump sum and drawdown income, what-if scenarios (3%, 5%, 7% growth, retire earlier or later, double contributions) and a property stress test.
Transaction log
Log spending as you go, with category totals and a running balance that feed straight into your budget.
You get it for both Excel (.xlsx download) and Google Sheets (make your own private copy in your Drive). Blue cells are your inputs; everything else is calculated. Change one number and everything updates — the numbers the playbook asks you to find, all in one place.
Next: secure checkout with Stripe. Your downloads appear straight after payment and are emailed to you too.