Free tools
UK personal-finance calculators
Standalone tools we built for UK earners. No sign-up, no account, no email gate. Use them once or come back monthly.
🔒 Every calculation runs in your browser
Net Worth Calculator
Where do you actually stand?
Cash, ISAs, multiple pension pots, DB pensions, property and
debts — combined into a single figure. Compares to the UK
average for your age band, sourced from the ONS Wealth and
Assets Survey.
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Total Compensation Calculator
Base, bonus, pension, RSUs, BIK
The full picture, not just gross salary. Surfaces the
£100k–£125,140 60% trap explicitly and
shows how pension salary sacrifice claws back the personal
allowance. rUK + Scotland tax bands.
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